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Entries posted by Guest Author

Remembering the hidden victims of 9/11

  By Chandra S. Bhatnagar, For all New Yorkers, the attacks of September 11th, 2001 are indelibly etched in our collective memory.  The chaos, confusion, and sadness that pervaded, the emotional phone calls made and received, the uncertainty about what was yet to happen – all of these recollections are still fresh in our mind’s [...]

  By Nicole M. Jackson is a PhD candidate in the Department of History at The Ohio State University, In the preface to her memoir And Still I Rise: Seeking Justice for Stephen, Doreen Lawrence said that on the night of April 22, 1993 when her son Stephen was murdered in South East London, two [...]

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By Beatrice Lindstrom, Human rights lawyer and Lawyers’ Earthquake Response Network (LERN) Fellow at the Institute for Justice and Democracy in Haiti/ Bureau des Avocats Internationaux, This post was co-authored by Jocelyn Brooks, who is an Ella Baker associate at the Center for Constitutional Rights, based at the Bureau des Avocats Internationaux (BAI) in Port-au-Prince, [...]

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  By Martin Eakes, Think about the most prosperous and stable families you know. They might not be rich, but they’ve been lucky enough to keep their jobs. They are healthy and have health insurance. They live in a safe neighborhood. They have access to high quality schools, they can prepare their children for college, [...]

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The real moral hazard at stake

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  By Tim Lilienthal, Bank Accountability Campaign Coordinator for PICO National Network, Last summer, Ray Mercado and his wife began to struggle to keep up with their mortgage payments on their home in Orlando, Florida. Like responsible homeowners, they reached out to their bank, J.P. Morgan Chase. Ray – a disabled veteran – estimates that he [...]

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  Cedric Ricks, Communications Associate, National Fair Housing Alliance, Every family should have a chance at achieving the cornerstone of the American Dream – homeownership in a safe neighborhood of choice.  But the path to success is destined to hit a dead end for millions in the American middle class and within communities of color [...]

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Megan Haberle, The Opportunity Agenda While the subprime mortgage rupture and the foreclosure crisis have been making headlines for several years now, steep and unequal barriers to sustainable lending have characterized the housing landscape for decades.  Minority and low-income communities were targeted by predatory lenders against the backdrop of a dual credit market in which [...]

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Jillian Olinger, Research Associate with the Kirwan Institute for the Study of Race and Ethnicity In housing finance, we’ve run the privatization scenario—we’ve seen it at work, and we’ve seen it fail miserably. This housing and credit crisis was twenty-plus years in the making, with its roots in the deregulation-mania that gained steam in the [...]

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Janis Bowdler, Director of the Wealth-Building Policy Project, National Council of La Raza (NCLR) Most Americans know all too well the consequences of the housing bubble of the last decade: unprecedented rates of foreclosure, high-profile bank failures and acquisitions, depressed property values, and the Great Recession. The impact on families of color has been particularly acute. [...]

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By Jillian Olinger, Research Associate with the Kirwan Institute for the Study of Race and Ethnicity The jointly issued “Report to Congress” issued in February by the Treasury and the Department of Housing and Urban Development caught many in the civil rights community by surprise. The Report laid out three paths, none of which appears [...]

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